Good credit means "Paying off debt and living life on your terms..." Whether welcoming a new member to the family or getting ready for the next big life purchase, you deserve options, and a good credit score provides that. A high credit score puts control back in consumers' hands, not creditors or banks. The best type of control for living your best life, is financial control, and we're here to help because sometimes, you just need the right hookup to get you there.
The Credit Hookup is here to assist you in achieving your highest credit score through credit repair. Our methods are formatted to serve you, our client; this is your credit and your life after all, so we focus on simple, effective strategies proven through our own experiences, years of knowledge, strong customer service, and client experiences. As we assist you on this journey, you always remain a priority. We can't wait to welcome you to the thousands of people we've helped in being able to reach their financial goals.
Upon completing your subscription enrollment, one of our Credit Repair Specialists (CRS) will reach out to go over obtaining your credit report from the 3 major consumer reporting bureaus. From there, the CRS will provide you with our free consultation where together we assess your credit reports to identify your strengths and weaknesses. Then, if there is anything that needs to be completed on your end, though extremely rare, your CRS will let you know.
Throughout the evaluation, your CRS will identify negative items such as collections, negative accounts, hard inquiries, repossessions, bankruptcies, child support, late payments, or anything else that may be impacting your credit score negatively. Your CRS will also advise you on any potential future credit decisions that could hurt or help your credit score. Most importantly, this assessment will be a one-on-one for your CRS to answer any questions you may have.
Your time is extremely valuable, and we know that. You shouldn't have to waste time guessing "what's next" or "how do I get a hold of someone?" Once you're subscribed, we will stay on top of keeping you updated and making the credit repair process as easy as possible. We have a toll-free number for quick general information, email to reach us after-hours or for any general questions, and for specific concerns, your CRS will dedicate their skills and knowledge to work with you directly. After enrollment, they'll hook you up with information on how to best communicate with each other.
When you complete your subscription enrollment, we create your personalized file and begin working on hooking up the credit score. When we have your credit reports, we don't need to wait an entire 24 hours to get started; we get straight to it by disputing all items negatively impacting your credit score on the 3 major consumer credit reporting bureaus, Transunion, Experian, and Equifax.
We will focus on your action plan. We'd call it a game plan, but your credit isn't something we want to play with in. We're going to hook you up with a dispute after dispute for all the items negatively hitting your credit score. The creditors reporting these items won't like us very much because we're looking for anything on your credit report that isn't or wasn't on time, holds accuracy, or isn't or wasn't verifiable, and when we find these items, and we will, the creditors and bureaus won't escape our demands for immediate correction or deleted from your credit reports.
After we get the past straightened out and build a stronger foundation for your revitalized credit score, The Credit Hookup will start making suggestions on applying for new lines credit along with maintaining your current credit utilization to keep that score as high as possible. It doesn't matter to TCH if you have bankruptcies, personal separations, or a past that led you to poor financial status because we're here to get you back on track, so let us hook you up.
Once we start making a positive impact on your credit score, The Credit Hookup won't stop there. Credit, much like life, is continuously evolving with ups and downs, so we understand how important it is to stay on top of any changes. To do this, we request new credit reports from the 3 major bureaus, reevaluate those updated credit reports, and restart the process from the beginning. We communicate with creditors and reporting agencies just like in the initial disputes but this time with a harder push since we now have a rapport with them through our previous communications.
The credit bureaus only have 45 days to respond to any given disputes; therefore, The Credit Hookup usually anticipates results between 40-44 days, but with all situations, anything can happen so we don't promise a specific date for seeing credit score changes. To give our clients piece of mind during the process, we do remind them that TCH has a 180-Day Money Back Guarantee though we doubt anyone will need it. You expect results, so do we!